Does Louisiana Allow Personal Injury Claims for Work Accidents?

After a work injury, you’ll need compensation to help you recover fully. It’s tough to deal with the expenses of an injury, your pain and suffering, and the loss of income that kept food on the table. You’ll need to act now and get the compensation you need to recover.

Unfortunately, finding the person responsible for paying for your claim isn’t easy. Often, Louisiana workers simply need to turn to their employers for their compensation. They need help recovering, and their workers comp coverage should work for their needs. However, your accident may not be covered by workers comp, or you’re unable to file for workers comp.

In these cases, you’ll need to file a lawsuit, but how do you know which to file? You’ll need to seek out an injury attorney in Baton Rouge for your answers.

When is Someone Else Responsible?

Usually, getting your workers comp benefits is your first option. Your employer should cover you, no matter who’s at fault, but what if someone else is financially responsible for your injuries? There are exceptions to workers comp coverage, so you may need to file a claim for your injuries.

If you’ve been injured in the following situations, reach out for help filing a personal injury claim:

  • A third party was responsible
  • Someone intentionally tried to harm you
  • Your employer exposed you to illegal substances
  • Your employer doesn’t carry workers comp
  • You were injured by a defective product

Damages for Your Work Accident

When you’ve suffered an on-the-job injury, you’ll also need to make sure you’re getting the full compensation you need. When you’re seeking compensation for a work-related injury, you’ll need both economic and “noneconomic damages” to recover completely.

For example, let’s say you suffered head trauma because your employer didn’t provide proper safety measures. You’ll need to sue, but what compensation could you receive? Your first thoughts might be the cost of your hospital bills, as well as the lost wages that will accrue while you heal.

What about the intangible losses after an accident? That head trauma is a serious condition, and you might suffer mental and emotional consequences from the accident. Loss of enjoyment of life and mental anguish are common for workers suffering these injuries, so you’ll need to calculate your intangible losses, too.

Seeking Compensation for Your Suffering

When you’re injured at work, it’s important to get the full funds you need to recover, whether that’s through workers compensation or through a personal injury claim. Unfortunately, you might not be sure where to turn and what you can do to get your compensation.

Fortunately, though, Louisiana workers do have options, especially with an injury attorney. If you’ve been injured at work, contact your employer and see what your options are. Chances are good that you’ll be able to get your benefits without any worries.

If you’re not able to receive workers comp, then a personal injury case may be right for you. What matters is your recovery, so take the best route for your health.